We partner with Zopa Bank (https://www.zopa.com), a regulated lender (FCA firm reference number: 800542), to
offer fixed-term, fixed-interest loans. These are presented via a “Finance Options” link in every quote (≥£1,000),
showing representative examples, costs, and Zopa’s eligibility criteria.

● Affordability : Spread the cost of your project (e.g., £1,000+) over manageable monthly payments, making
green energy accessible.
● Energy Savings : Finance enables earlier installation, reducing energy bills and carbon footprint sooner.
● Flexible Terms : Choose from 12, 24, 36, 60, or 120−month terms to suit your budget.
● No Fees : We charge no fees or commissions, ensuring transparency.
● Regulated Protection : Zopa’s loans are FCA-regulated, offering consumer protections like clear terms and
complaint rights.

● Repayment Commitment : You must make monthly payments on time. Missing payments may affect your credit
score and ability to borrow in the future.
● Affordability Risk : Borrowing more than you can afford could lead to financial difficulty. Zopa conducts
affordability checks, but you should ensure repayments fit your budget.
● Interest Costs : Loans with APR ≤9.9% include interest, increasing the total cost compared to upfront payment.
Review representative examples to understand costs.
● Not Obligated : You’re free to explore other lenders or payment methods (e.g., cash, card). Another lender may
offer better terms.

Finance is intended for customers with good financial resilience who can comfortably afford loan repayments and
do not expect their circumstances to change during the loan term (12, 24, 36, 60, or 120 months). Zopa’s
application process includes affordability and credit checks to assess suitability. You should review Zopa’s
criteria and representative examples to ensure the loan fits your budget. Contact Zopa (https://www.zopa.com)
for advice or explore other payment options if unsure.

Our solar products include standard manufacturer warranties, which are not FCA-regulated insurance products
and are provided at no additional cost. These guarantees cover product defects as per manufacturer terms,
included in the product price.

If you move home, your finance agreement with Zopa remains in place, as it is tied to you, not the property. You
must continue making repayments as agreed. Solar installations may increase property value, but you should
inform Zopa of your new address and discuss any concerns directly with them (https://www.zopa.com). We can
also assist with solar system queries.

Energy savings from your solar project depend on factors like usage, sunlight, and energy prices, and may not
offset loan repayments. Your loan will have fixed monthly payments, while savings vary seasonally. Review Zopa’s
representative examples in the FinMatch App to compare costs or contact us for estimated savings projections.

Zopa’s loans allow early repayment, in full or in part at any time, potentially reducing interest costs. Check your
credit agreement for repayment terms or contact Zopa for more details.

If your financial situation changes (e.g., job loss), contact Zopa immediately (https://www.zopa.com) to discuss
options. We can advise on alternative payment methods (e.g., cash, card) for future purchases but cannot alter
your finance agreement.

● Clear Information : The Finance Options link provides representative examples, Zopa’s criteria, and a balancing
statement: “Borrowing more than you can afford or paying late may affect your financial status and ability to
obtain credit.”
● Self-Paced Process : You review terms at your own pace via the website, with no pressure from our staff.
● Lender Support : Contact Zopa directly for finance queries. We do not advise on finance suitability.
● Vulnerable Customers : Simplified explanations, phone support and other support options are available.

● Click the “Finance Options” link in your quote to view Zopa’s loan details and criteria.
● If interested, proceed to Zopa’s online application, which includes affordability and credit checks.
● Zopa confirms eligibility and provides loan terms. We finalise your solar project (e.g., site survey, installation)
only after approval.
● Post-sale, Zopa sends your credit agreement, and we support solar-related queries, directing finance
questions to Zopa.

● Regulated Partner : Zopa’s loans are FCA-regulated, with affordability checks to ensure suitability.
● Transparency : We present clear loan details, with no intermediation or pressure.
● Monitoring : We review feedback quarterly to ensure positive outcomes, adjusting processes within 5 days if
needed.must continue making repayments as agreed. Solar installations may increase property value, but you should
inform Zopa of your new address and discuss any concerns directly with them (https://www.zopa.com). We can
also assist with solar system queries.